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Nice to meet you! My name is,

David Setters

Senior Mortgage Advisor & Vice-President
NMLS#: 38834

Your mortgage journey begins here. Getting started on the purchase or refinance of your home is just a few minutes away. No commitment needed.

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David Setters is a founding partner of First Fidelity Mortgage, Inc.; a mortgage broker helping his clients achieve the American dream of home ownership. He has lived in Kentucky his whole life and loves the home town feeling Kentucky brings. He graduated from the University of Kentucky Magna Cum Laude with departmental honors in Finance and Economics.

Passionate about financial markets and the economy, David started work in the mortgage industry in 2005 and has been helping clients ever since. The key to his success as he will tell you “care for every client/loan as if it were your own.” He works hard to ensure that his clients are getting some of the lowest rates in the industry and the best loan products available. Although passionate about his business and the financial markets, David’s drive and motivation come from his wife Laura and their three children Mason, Elizabeth, and Juliet.

All-in-One Solution

Our Loan Process...

PRE-QUALIFY

A loan prequalification sets you up for a smooth home buying experience.

SHOP

Start working with a real estate agent and viewing homes.

LOAN APPLICATION

A few documents are needed to get a loan file through underwriting.

LOAN PROCESSING

Assemble all the necessary paperwork and details for the underwriter.

UNDERWRITING

They closely evaluate all the documentation in the loan package.

CLOSING

Documents are drawn and sent to the title company for closing.

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