The Blog
All Things Mortgage: Insights, Trends, and Resources
Our blog articles are geared towards first-time home buyers and mortgage market news.
When Do We Need a Jumbo Loan for a Move-Up Home Purchase?
Moving into a higher-priced home can create financing questions, especially when the proceeds from your current home will affect how…
Can We Use a USDA Loan to Buy a Home Outside Louisville?
Finding an affordable home outside Louisville can open more possibilities, but it may be difficult to know which properties qualify…
How Much Cash Do We Need to Buy Our First Home in Louisville, KY?
By Matthew Ansert, Senior Mortgage Advisor | NMLS #39241 Saving for your first home can feel uncertain when the down…
Can We Use a VA Loan Again After Selling Our First Home?
Selling a home purchased with VA financing can raise questions about whether that valuable benefit will be available for the…
Can We Qualify for an FHA Loan With Student Loan Debt?
Trying to buy a home while carrying student loan debt can make the mortgage qualification process feel uncertain. Yes, borrowers…
How Much Equity Do We Need to Use When Buying a More Expensive Home?
Moving into a more expensive home can be exciting, but it may be difficult to determine how much of your…
Conventional vs. FHA Loans: How We Compare Down Payments, Mortgage Insurance, and Credit Requirements
Choosing between a conventional loan and an FHA loan can be difficult when each option handles down payments, mortgage insurance,…
How We Help Move-Up Buyers Buy Before Selling Their Current Home
Finding the right next home before your current home sells can create pressure around timing, cash, and qualifying for two…
DSCR Loans for Louisville Real Estate Investors: Qualification and Cash Flow Requirements
A Louisville rental property may look promising, but documenting enough personal income for a traditional investment mortgage can create an…
How We Finance Higher-Priced Homes With Jumbo Loans
Buying a higher-priced home can create financing questions that do not come up with a typical mortgage. A jumbo loan…
USDA Loans Near Louisville: Eligible Areas, Income Limits, and Property Requirements
Finding a low-down-payment mortgage can be frustrating when home prices and upfront costs make it difficult to preserve your savings…
How We Help Veterans Compare VA Loans With Conventional Mortgages
Veterans often know they have earned access to VA financing, but deciding whether a VA loan or conventional mortgage offers…